General Car Insurance

Looking for information on general car insurance? What used to be a fairly straight forward undertaking - buying car insurance - has become something of a minefield. The market for affordable car insurance is very competitive (read lucrative for the insurance companies) and because of that fact, these companies go out of their way to offer attractively packaged auto insurance quotes.

You need to be wise to the fact though that Insurance companies are in the game to make money - and they wont survive if they don't make money!

That is fair enough as they are offering a useful service, but one needs to look very carefully at what you are being offered and try to compare apples with apples when comparing quotes.

This is sometimes almost impossible to do because each company will try to differentiate itself from it's competitors by offering different options. This means you will have to look carefully at which offer best suits your needs.

Here are some books that will help you gain a better insight into what you should be aware of when deciding on general car insurance.
--------------------------------------------------------------------------------------------------------
This first option - Insurance For Dummies - is a far wider look at insurance in general (and includes a chapter on car insurance), but its all good informative stuff that will give you a better appreciation of what you should be looking for and considering when buying any sort of insurance, including car insurance!

"Loaded with tips that can save buyers money." George Williams, CPCU, Editor-in-Chief, American Agent & Broker magazine
"An indispensable walk through the insurance maze…. The book's true value lies in the prevention of heartaches, headaches, and potential insolvency…. An invaluable resource." — Danelle J. Wolf, Owner, Wolf's Wayzata Pharmacy, Inc.
--------------------------------------------------------------------------------------------------------
Car Insurance Secrets by Ron Alford is obviously more focused on the subject of auto insurance and covers everything from how to buy car insurance to what to do if your car is involved in an accident or stolen.

--------------------------------------------------------------------------------------------------------

It makes good sense to follow a few simple rules when wanting to buy general car insurance:

1) Get a minimum of 3 quotes, but preferably 5
2) Make sure that the quotes are indeed from different and competing companies. This is particularly true if you are using more than 1 broker to get the quotes.
3) Do look at online quotes - in theory these should be cheaper BUT make sure you are comparing apples with apples - its no good paying less and come claim time you find you are not covered.
4) If possible find someone who is insured through your choice of company and find out what their experience has been.

• Car Insurance Firm Uses Analytics To Set Premiums CIO

  Car Insurance Firm Uses Analytics to Set PremiumsCIOCar insurance firm insurethebox is using a business analytics appliance to analyse drivers habits and set insurance premiums based on how safe they drive using telematics. By Antony Savvas Computerworld UK Car insurance firm insurethebox is using a ...

• Classic Car Insurance Lowers The Cost Of Your Car Insurance

  Classic Car Insurance Lowers the Cost of Your Car Insurance press releaseFollowing recent calls for car insurance costs to be reduced to help deal with rising unemployment levels, the team at Classic Car Insurance have issued advice on actions that can lower these premiums further. With calls for these rising costs to be ...and more

• Got A Ticket? Here S How Much Your Car Insurance Premiums Will Increase Forbes

  ForbesGot A Ticket? Heres How Much Your Car Insurance Premiums Will IncreaseForbesAmong all the factors that determine what a given motorist will pay for car insurance including age, sex, marital status, address and the make and model of car the most critical is ones driving record. The difference between having a clean history ...and more

• Car Insurance Firm Uses Analytics To Set Premiums PC Advisor

  Car insurance firm uses analytics to set premiumsPC AdvisorBy Antony Savvas Computerworld UK 17 May 12 Car insurance firm insurethebox is using a business analytics appliance to analyse drivers habits and set insurance premiums based on how safe they drive using telematics. The company targets young ...and more

• No Tickets, Two Accidents: Will I Be Canceled? TheStreet.com

  No Tickets, Two Accidents: Will I Be Canceled?TheStreet.comBy CarInsurance.com 05/18/12 12:58 PM EDT "We need a high price for it to work, but not uncomfortably so because that would be a deal hijacked by a frenzied public. By Jim Cramer I received some shares and I will definitely be inclined to do some ...and more